Have questions? So you must be interested, huh? No problem! Questions are welcomed and allow us to further explain what sets Rebel Rate apart.
This section addresses the most common queries we receive about our services, from eligibility requirements to the specifics of our Flat Fee model. We’re dedicated to ensuring you have all the information you need to make an informed decision.
The best rebels were well educated. Start your education in equity with this Rebel Rate Mortgage guide.
A. Today most of our competitors charge upwards of 2.75% to originate your loan, and then STILL charge you a fee to obtain an interest rate (typically higher than a Rebel interest rate). Visual learner? Let us explain further.
Example:
- Competitors - If you have a loan amount of $400,000, competitors may make upwards of $11,000 PLUS (paid directly by you or financed through a higher interest rate). Wild right?
- Rebel Rate - If you have a loan amount of $400,000, you pay a Flat Fee of $2,995.00 (unchanging based on loan size). That’s a savings of $8,005.00 ($11,000 - $2,995 = $8,005) compared to competitors. Plus, you’ll receive a much better interest rate, which allows you more buying power!
A. Of course, we have extremely technical and licensed loan consultants ready to answer all your questions.
The best part about our model is we don’t need to sell you anything, our rates and Flat Fee sell themselves. That said, we understand you are making a large financial decision. Our team focuses on explaining the process and benefits of home ownership vs. trying to sell/justify bad interest rates and higher cost offerings. You are our focus.
Changing the perception that borrowers are handcuffed to pay preconditioned / traditional lender fees is our mission, even if that means we shift understanding one borrower at a time. It’s time to simplify the mortgage industry - putting borrowers in the driver’s seat, with their pockets busting with savings.
A. We know our competition very well! They love to put a huge premium via dollars and/or higher interest rates on service. We disagree. Top tier service is the expectation period! Service shouldn’t be sold as a premium to justify costs paid by the borrower.
Remember, we don’t need to sell you anything, removing a huge point of friction in the mortgage process. We are educators / facilitators of home ownership, not salespeople. We have nothing to gain by selling. In fact, we would rather focus our energy on providing excellent service vs. wasting time convincing you to swallow a bad rate or intensified fees.
A. Of course! However, you won’t get a box of cookies or custom cutting board. We give all our clients the gift that keeps on giving, monthly savings and less cash out of pocket to obtain a great interest rate!
Sorry, we prefer to not spend your money on insignificant gifts - that just wouldn't be our style! Every decision we make at Rebel Rate Mortgage has our client's best interest in mind!
Choosing Rebel Rate Mortgage means opting for a transparent, affordable path to homeownership. Our innovative Flat Fee model is designed not just to save you money but to redefine what it means to secure a mortgage.
We look forward to the opportunity to walk with you throughout your buying journey.
Still not sold on our offerings? Shop us out. It's the responsible thing to do. After all, buying a home is a big decision. We’re confident we’ll hear from you soon.
Still have more questions? You’re thorough and we appreciate that. We’d be happy to answer any additional questions. Just give us a ring at 480.818.9390.
Ready to take the next step in your home buying journey? We’re eager to help! Click the link HERE to begin your application process.