Flat Fee
Our Flat Fee program empowers buyers to put money back in their pocket - further allowing them to afford more home. This exclusive offering provides a reduced origination fee of $2995 all while offering a wildly competitive interest rate.
For comparison sake, our competitors charge upwards of $12,000 for origination fees OR such fees are buried in your interest rate. Borrower beware!
Apply With Flat Fee Now
The comparison estimates below are for reference purposes only and assume the following:
• $475K Loan Amount • 5% down • 760 FICO • Purchase Price of $500K
• $475K Loan Amount • 5% down • 760 FICO • Purchase Price of $500K
Reduced Cash to Close: Rebel Rate Mortgage’s Flat Fee of $2,995.00 means lower interest
rates and / or closing costs for buyers. Unlike competitors percentage-based origination
costs of 2.75-3.5%, our Flat Fee is consistent, affordable, and transparent.
| Rebel Rate Flat Fee |
Competitor Broker / Banker |
|
|---|---|---|
| Lender fee to close | $2,995 | $12,000* |
| Estimated Interest Rate | 5.957% | 5.957% |
| Estimated Monthly Payment | $2,835 | $2,835 |
| Estimated Monthly Savings | $417 | $417 |
| Estimated Total Purchase Power | $573,586 | $573,586 |
| Estimated Cost Savings | $9,005 | $0 (zip) |
More Buying Power: Rebel Rate Mortgage’s lower interest rates means buyers can afford more home; allowing
them to cast a wider net when setting up their search criteria.
| Rebel Rate Fee in Rate |
Competitor Fee in Rate |
|
|---|---|---|
| Lender fee to close | $0 | $0 |
| Estimated Interest Rate | 6.124% | 7.286% |
| Estimated Monthly Payment | $2,886 | $3,252 |
| Estimated Monthly Savings | $366 | $0 |
| Estimated Total Purchase Power | $563,431 | $500,000 |
| Estimated Increased Buying Power | $63,431 | $0 (zip) |
* Traditional Broker / Bankers charge upwards of $12,000 in fees or bury it into your interest rate.
Rates change daily. The rates shown here were last updated on 11/21/2025.
Rebel Rate's Flat Fee empowers buyers to put money back in their pocket - further allowing them to afford more home. We welcome the opportunity to partner with you throughout the buying journey and look forward to welcoming you home.
Rates change daily. The rates shown here were last updated on 11/21/2025.
Rebel Rate's Flat Fee empowers buyers to put money back in their pocket - further allowing them to afford more home. We welcome the opportunity to partner with you throughout the buying journey and look forward to welcoming you home.