Mortgage product types are like vanilla ice cream, bland and assumed across the industry with little to no modification. However, differentiators like our Flat Fee give borrowers leverage (more flavor) when crossing the purchase finish line, while having a major impact on the loan’s bottom line. How's that for a cherry on top?

A full list of our mortgage products (the vanilla ice cream) is available for your review below. No need to stress on selecting a product type off the bat. We have extremely technical and licensed loan consultants ready to solidify and explain the mortgage type that is best suited for your needs.

Conventional

A conventional loan is a type of mortgage loan that is not guaranteed by the government or a federal agency. This includes the Federal Housing Administration (FHA) and the Department of Veterans Affairs (VA). Apply Now.

FHA

An FHA loan is a type of mortgage that is backed by the Federal Housing Administration. Since these mortgage loans are insured by the federal government (and are less of a risk for lenders), they can be easier to qualify for if you're rebuilding your credit or if you need to make a smaller down payment. Apply Now.

VA

VA Home Loans are provided by private lenders. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms. Thank you for your service! Apply Now.

Jumbo

A jumbo loan also referred to as a non-conforming mortgage, is a loan for homeowners that need a loan greater than the conforming loan limit in their area. Current conforming loan limit for Arizona jumbo loans is $726,200. Apply Now.

USDA Rural Housing Loans

A USDA home loan is a zero-down-payment mortgage for home buyers in eligible towns and rural areas. USDA loans are guaranteed by the USDA Rural Development Guaranteed Housing Loan Program, a part of the U.S. Department of Agriculture. Most USDA loans are issued by partner lenders, though the department can grant them directly to qualified borrowers with incomes below a certain limit. Apply Now.